Guides
How title insurance, closing costs, and the closing itself work in Tennessee, in plain English.
The closing process, step by step
What happens between a signed contract and closing day in Tennessee, from the title search to recording the deed, plus a checklist for closing day.
Read the guideWhat is title insurance?
What title insurance is, what it covers, how long it lasts, and how premiums are set in Tennessee, explained in plain English.
Read the guideWhat is a title search?
What a title search is, what records it covers, what it can turn up, and what happens when a problem is found before closing.
Read the guideTitle commitment explained
What a title commitment is, how to read Schedule A, Schedule B-I requirements and Schedule B-II exceptions, and what to check before closing.
Read the guideOwner's vs. lender's title insurance
The difference between an owner's and a lender's title insurance policy, who each one protects, and which one is optional.
Read the guideTennessee closing costs
The taxes and fees that show up at a Tennessee closing, including transfer tax, mortgage tax, recording fees, and title insurance.
Read the guideTennessee transfer tax
How Tennessee's real estate transfer tax works, the rate, who pays it, worked examples, and a quick estimator.
Read the guideTennessee mortgage tax
How Tennessee taxes a recorded deed of trust, the rate, the $2,000 exemption, who pays, worked examples, and a quick estimator.
Read the guideTitle rate calculator
Estimate Tennessee title insurance premiums and closing costs, and learn how title rates are set before you use the calculator.
Read the guideClosing a cash purchase
How a cash real estate closing works in Tennessee, what changes without a lender, and how to send closing funds safely.
Read the guideClosing without an agent
How the closing works when you sell your Tennessee home without a real estate agent, and what a title company handles.
Read the guideWire fraud: protect your closing funds
How real estate wire fraud works, the red flags to watch for, how to verify wiring instructions, and what to do right away if you've sent money to a scammer.
Read the guide
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