Closing without an agent
Selling on your own? Here's how the closing side works.
Some sellers sell on their own, without a listing agent. GreenVue Title & Escrow closes those sales. Whether you’re working with an agent, an attorney, or on your own, the closing steps are the same.
From signed contract to closing
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Sign a contract with your buyer
Many sellers who sell on their own hire a real estate attorney to prepare or review it.
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Order title
Send us the contract with a sharing link, or drop it off at either office.
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Title search
We confirm who owns the property and find any liens or claims attached to it.
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Clear liens
We work with you to satisfy liens, such as your existing mortgage, at closing.
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Closing
We prepare the documents, collect the buyer’s funds, pay out what the contract and any lender direct, and record the deed.
Who does what
The title company
What we handle
- Title search
- Ownership, liens, and claims
- Payoffs
- Satisfying liens at closing
- Documents
- Preparing what’s needed to close
- Money and recording
- Collecting and paying out funds; recording the deed
You and your advisors
What we don’t do
- Represent a side
- We don’t represent the buyer or the seller
- Negotiate
- Price and terms are between you and your buyer
- Legal advice
- Questions about your contract go to your attorney
- Marketing
- Finding a buyer is up to you
What sellers usually pay at closing
What each side pays depends on your contract. In Tennessee, state law places the transfer tax on the person receiving the property. Your settlement statement shows what comes out of your proceeds, such as your mortgage payoff. See Tennessee closing costs.
How to get started
When you and your buyer have a signed contract, order title. You can include a sharing link to the contract or drop it off at either office.
This is general information, not legal advice. Talk to your attorney.
Let’s Work Together
Let us know how we can help make your real estate transaction a done deal.